Here's a list of common Title Insurance services typically offered by title companies:
1. Title Search and Examination**
- Researching public records to verify the legal ownership of the property.
- Identifying any liens, encumbrances, or defects in the title.
2. Title Insurance Policy Issuance**
- **Owner's Title Insurance:** Protects the buyer against any title defects or issues that may arise after the purchase.
- **Lender's Title Insurance:** Protects the lender's interest in the property for the duration of the loan.
3. Closing and Settlement Services**
- Coordinating the closing process, including preparing closing documents and disclosures.
- Distributing funds, paying off existing loans, and recording the new deed with the county.
4. Document Preparation and Recording**
- Preparing and filing necessary legal documents, such as deeds, mortgages, and releases.
- Ensuring all documents are properly recorded with the appropriate government offices.
5. Notary Services**
- Providing notary services for the signing of real estate documents.
6. Title Monitoring and Post-Closing Services**
- Ongoing monitoring of title status and providing support for any post-closing issues that may arise.
7. Property Tax Research**
- Verifying current and past property tax payments, ensuring there are no outstanding taxes owed.
8. Underwriting Services**
- Evaluating and approving title insurance policies based on underwriting guidelines.
Would you like more detail on any of these services? Call us at 870-540-4926 or Email kay@jeffersontitle.net
